Employee Benefits


Benefits Summaries

The 2020–21 employee benefit summaries reflect changes to Westminster employee benefit plans effective July 1, 2020.

Benefits Details

For questions about benefits eligibility, benefit premiums and payroll deductions, and enrollment and benefit changes (new hires, life events) email Brittany Wallace, benefits manager, at bwallace@westminstercollege.edu.

Westminster College has contracted with GBS Benefits to provide support directly to employees for any questions or concerns related to medical, dental, HSA, FSA, billing, plan coverage, and related issues. Feel free to reach out to the account management team directly with any questions about coverage, co-pays, deductibles, billing and EOB’s, network providers, out-of-network claims, and more:

Marcie Gentry
GBS Account Manager
marcie.gentry@gbsbenefits.com

Brytni Smittenaar
GBS Account Manager Support
brytni.smittenaar@gbsbenefits.com

You can change your benefit choices each year during Open Enrollment, held at the end of spring semester. You can also make changes if you have a qualifying life event at any time throughout the plan year. Qualifying life events include:

  • The birth or adoption of a child
  • The death of a dependent
  • Marriage, divorce, annulment, or legal separation
  • The loss or gain of other coverage
  • A significant change in premiums or coverage of another plan

Benefit changes must be requested within 30 days of the date of the qualifying event. Supporting documentation may be required. To make changes or check your current benefit elections, log on to Employer Navigator.

Eligibility

Staff who are regularly scheduled to work 30 or more hours per week and faculty on an annual contract for 9 or more months (including the equivalent of 24 or more credit hours) are eligible for the college group dental plan.

Plans Offered

Westminster College offers 2 dental plans.

DPPO

A traditional dental plan for employees who prefer the option of in-network or out-of-network services.

DHMO

A lower cost dental plan with in-network coverage only.

Plan Details

Eligibility

Staff who are regularly scheduled to work 30 or more hours per week and faculty on an annual contract for 9 or more months (including the equivalent of 24 or more credit hours) are eligible to participate in a flexible spending account (FSA).

Details

A flexible spending account allows you to set aside funds on a pre-tax basis for approved health care and dependent care costs. You may enroll in a health care flexible spending account and/or dependent care flexible spending account during open enrollment or within 30 days of a qualifying life event and must re-enroll each plan year.

Account Types

Health Care Flexible Spending Account

Health care flexible spending account funds are used to pay for certain medical, dental, or vision expenses, including co-payments and deductibles. See a list of generally permitted medical and dental expenses to see everything that may be covered.

Dependent Care Flexible Spending Account

Dependent care flexible spending account funds are used to cover dependent care expenses that allow you and your spouse to work, look for work, or attend classes.

Additional Information

For employees currently enrolled in the college sponsored medical plan, Cigna offers a range of support services through their Life Assistance Program, including:

  • Legal consultation
  • Parenting advice
  • Senior care advice
  • Help finding child care
  • Help finding pet care
  • Financial services and referrals

More information can be found on Cigna's website.

Eligibility

Staff who are regularly scheduled to work for 30 or more hours per week and faculty on an annual contract for 9 or more months (including the equivalent of 24 or more credit hours) are eligible for coverage under the college group life insurance/accidental death & dismemberment plan.

Details

Westminster provides basic life and accidental death and dismemberment insurance equal to 2 and a half times your annual salary (to a maximum of $500,000). The college covers the full premium for basic life and accidental death and dismemberment.

Eligible employees must designate a beneficiary. You can update or change beneficiary information through Employee Navigator.

Additional Coverage

Employees who are eligible for basic life insurance may purchase additional term life insurance for themselves and purchase life insurance coverage for their legal dependents. Some coverage amounts will be subject to the completion of a medical certification.

Summaries

Eligibility

Staff who are regularly scheduled to work for 30 or more hours per week and faculty on an annual contract for 9 or more months (including the equivalent of 24 or more credit hours) are eligible for the college-sponsored long-term disability (LTD) plan.

Details

The long-term disability plan will pay up to 60% of your pre-disability salary (to a maximum of $7,500/month) after the required period of disability. The premiums for this benefit are paid in full by Westminster. You will be automatically enrolled if you are an eligible employee who has satisfied the required 1-year waiting period.

Summaries

Eligibility

Staff who are regularly scheduled to work 30 or more hours per week and faculty on an annual contract for 9 or more months (including the equivalent of 24 or more credit hours) are eligible for the college group medical plan.

Plans Offered

Westminster offers 2 medical plans for employees to choose the type of coverage that works best for them.

Open Access Plus Health Savings Account (HSA)

This is considered a high deductible health plan (HDHP) and is typically used in coordination with a health savings account (HSA). A HSA works like a flexible spending account, but your balance carries over year to year so you can build a savings account. Westminster will make an annual contribution for all employees who enroll in a HSA, and you can also make pre-tax contributions through payroll deduction. You can change your contribution amount at any time throughout the plan year through Employee Navigator. Changes submitted 10 days before the next pay date will be processed for that pay cycle. Changes submitted later will be reflected in the next pay cycle.

Open Access Plus

Open Access Plus is a traditional medical plan for employees who prefer the convenience of office co-pays for routine visits.

Benefit Summaries

Staff who are regularly scheduled to work 20 or more hours per week and at least 1000 hours per year and faculty on an annual contract for 16 or more credit hours are eligible to participate in the Westminster College 403b retirement plan and are eligible for the employer contribution. For the 2020-2021 fiscal year, the college will contribute 3% of eligible income on behalf of participating employees.

Temporary staff scheduled to work 20 or more hours per week and adjunct faculty with a single semester contract for 9 or more credit hours are eligible to make payroll contributions (elective deferrals) to the retirement plan. They are not eligible for the employer contribution.

For detailed information on Westminster’s retirement plan, see the retirement plan summary. To enroll, initiate or change your elective deferral, or select investment options, log on to the Transamerica website.

You can make changes to your elective deferral through the Transamerica website at any time. Changes submitted 10 days before the next pay date will be processed for that pay cycle. Changes submitted later will be reflected in the next pay cycle.

Westminster has contracted with HUB to provide investment and retirement planning guidance to eligible employees. The retirement plan advisors are available to meet with plan participants individually to assist with:

  • Updating your beneficiary information
  • Investment options
  • Determining how much to contribute
  • Transferring assets

Staff with an annual FTE of .75 or greater and faculty on an annual contract for 9 or more months (including the equivalent of 24 or more credit hours) are eligible for tuition exchange.

Dependents of faculty with at least a 9-month contract and staff that are scheduled to work at least 30 hours a week and employed for at least a year are eligible for the tuition exchange benefit. Tuition exchange allows eligible dependents to attend a variety of colleges and universities nationwide for up to 8 academic semesters at a tuition rate set by the institution the student would attend. There is an annual cap set by Tuition Exchange, and each college or university may award tuition exchange up to the cap. In addition to tuition exchange, a similar exchange is offered through the Council of Independent Colleges. The term 'tuition exchange' includes colleges that are part of the Tuition Exchange organization and the Council of Independent Colleges.

To take advantage of the tuition exchange benefit:

  1. Review the Tuition Exchange Policy.
  2. Follow the regular application process for the exchange college or university.
  3. Complete the application for tuition exchange.
    • Tuition Exchange Schools: Complete and submit the online application.
    • Council of Independent Colleges Schools: Complete the application and submit to the Westminster College Financial Aid Office.

This process is extremely competitive and selective in nature. If you have questions about the Tuition Exchange program, contact the Financial Aid Office at financialaidoffice@westminstercollege.edu or 801.832.2500.

Eligibility

Staff with an annual FTE of .75 or greater and faculty on an annual contract for 9 or more months (including the equivalent of 24 or more credit hours) are eligible for tuition remission.

To take advantage of the tuition remission benefit:

  1. Review information about the tuition remission benefit.
  2. Follow the regular application process for the college and then fill out a Tuition Remission Form.
  3. Once you or your eligible dependent is accepted to your desired program of study and the Tuition Remission Form is completed with a class schedule and necessary signatures, submit it to the Financial Aid Office.
  4. A completed Statement of Dependent Status for Tuition Remission Benefit Form is also required when submitting a Tuition Remission Form.

Policy and Forms

If you have questions about the Tuition Remission program, contact the Financial Aid Office at financialaidoffice@westminstercollege.edu or 801.832.2500.

Eligibility

Staff who are regularly scheduled to work 30 or more hours per week and faculty on an annual contract for 9 or more months (including the equivalent of 24 or more credit hours) are eligible for the college group medical plan.

Plan Details

Westminster offers eligible employees the option to enroll in a vision plan. View the vision plan summary for more information on the plan. The plan covers the following services:

  • A standard eye exam with a $10 co-pay once every 12 months
  • Contact lenses allowance up to $110 once every 12 months
  • Lenses covered at 100% once every 12 months
  • Frames allowance up to $100 every 24 months

Eligibility

Staff with an annual FTE of .75 or greater and faculty on an annual contract for 9 or more months (including the equivalent of 24 or more credit hours) are eligible to enroll in voluntary benefits.

Offerings

You have the option to enroll in the following additional voluntary coverage at any time: